At Premier Dental Studio of Katy, we believe everyone deserves access to quality dental care without financial stress. That’s why we accept most major dental insurance plans, offer flexible financing solutions, and provide a convenient in-house membership plan for patients without insurance.
Whether you’re planning for a routine check-up or a more advanced procedure, our team will guide you through your options so you know exactly what to expect. Insured or not, we’re here to help you get the care you need!
Insurance Benefits & Verification
Our office accepts most dental insurance plans and files claims on your behalf to make the process simple. We’ll help you get the most from your coverage by explaining your benefits clearly before treatment begins. Not sure if your insurance covers a procedure? Our team can verify your benefits quickly and walk you through what’s included in your plan. We encourage patients to contact us before their visit so we can confirm coverage and help them prepare.
Payment Options
We make paying for your dental care convenient and stress-free. Our practice accepts multiple forms of payment, and we’re happy to walk you through the option that works best for your needs. For patients without insurance, our in-house membership plan offers an affordable alternative.
- Accepted payments: Cash, debit cards, and all major credit cards.
- HSA/FSA accounts: Use pre-tax funds for eligible dental treatments.
- Membership plan: A simple way for uninsured patients to save on preventive and restorative care.
Financing Options
For larger treatments or services not fully covered by insurance, we offer flexible financing. Third-party financing programs make it easier to manage the cost of care with simple monthly payments. Ask our team about available plans and eligibility.
- CareCredit or similar programs: Low or no-interest monthly payments.
- Flexible terms: Choose a plan that fits your budget.
- Support for advanced care: Easier access to restorative and cosmetic treatments.
Frequently Asked Questions
Understanding dental insurance can feel overwhelming, but we’re here to make it simple. Below, you’ll find answers to some of the most common questions our patients ask about insurance coverage, payment, and benefits. These quick explanations will help you feel more confident about your options before your next visit.
You can reach out directly to your insurance provider for detailed coverage information. Our team can also provide a summary of your benefits when you share your carrier name and subscriber ID.
We accept a wide range of PPO insurance plans. In-network carriers typically provide reduced fees, while out-of-network coverage applies benefits to our standard service prices. We do not contract with Medicaid, Medicare, or HMO plans.
Dental insurance is similar to medical insurance but comes with yearly reimbursement limits. Plans often include monthly premiums, provider restrictions, and different benefit levels depending on the service category.
Most plans cover services under three categories: preventive, basic, and major. Preventive care is often fully covered, while basic and major treatments are partially covered. Each plan has an annual maximum, and patients are responsible for costs beyond that limit.
Coverage often includes exams, cleanings, fillings, crowns, oral surgery, and orthodontics. Preventive care is usually covered at 100%, basic treatments at 80%, and major services at 50%. Orthodontics may have age restrictions and lifetime maximums instead of annual limits.
A PPO (Preferred Provider Organization) allows you to see any dentist without needing a referral, though choosing an in-network provider can lower out-of-pocket costs. HMO/DHMO plans require selecting a primary dentist and often referrals for specialty care.
Most PPO plans cover two cleanings and exams per calendar year.
Many insurance plans cover dental implants, but some may include a “missing tooth clause” that limits benefits. Our team can review your plan to explain what’s included in your coverage.
Yes, orthodontic benefits are available with many plans. However, coverage often comes with restrictions such as lifetime maximums and age limitations. We’ll help you review your plan details so you know exactly what to expect.
Simplifying Your Insurance & Payment Choices
At Premier Dental Studio of Katy, we make it easy to understand your insurance, financing, and payment choices. Our trusted providers are proud to serve patients in Katy, TX, and are committed to helping you access affordable dental care in a stress-free way. Have questions about your coverage or payment options? Call our office today, and our friendly team will walk you through every detail.
